Terms of Service

1. Acceptance of Terms

By accessing and using StockHark ("the Service"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these Terms of Service, please do not use the Service.

StockHark is operated by StockHark ("we," "us," or "our"). These terms govern your access to and use of our website, services, and applications.

2. Description of Service

StockHark provides:

• Stock mention tracking from Reddit discussions
• AI-powered sentiment analysis using FinBERT and rule-based algorithms
• Real-time and historical stock trend visualization
• Email alerts for trending stocks (optional)
• User accounts with customizable alert preferences

Important: StockHark is an informational tool only. We do not provide financial advice, investment recommendations, or trading signals. All data and sentiment analysis are for educational and research purposes only.

3. User Accounts and Registration

3.1 Account Creation

To access certain features, you must create an account by providing:

• A valid email address
• A secure password (minimum 8 characters, including letters and numbers)

3.2 Account Security

You are responsible for:

• Maintaining the confidentiality of your password
• All activities that occur under your account
• Notifying us immediately of any unauthorized access

3.3 Account Requirements

You must:

• Be at least 18 years old to create an account
• Provide accurate and complete information
• Not create accounts for fraudulent or illegal purposes
• Not share your account with others

4. Disclaimer of Investment Advice

IMPORTANT: READ CAREFULLY

5. Acceptable Use Policy

5.1 Prohibited Activities

You may not:

• Use automated systems (bots, scrapers) to access the Service
• Reverse engineer, decompile, or disassemble any part of the Service
• Attempt to gain unauthorized access to our systems or user accounts
• Use the Service for illegal activities or market manipulation
• Resell, redistribute, or sublicense access to the Service
• Interfere with or disrupt the Service or servers
• Create multiple accounts to circumvent restrictions

6. Data Sources and Accuracy

6.1 Data Collection

We collect publicly available data from:

• Reddit public posts and comments (via Reddit API)
• Stock ticker symbols from NASDAQ and AMEX exchanges
• Stock price data from public financial APIs

6.2 No Warranty of Accuracy

We make no representations or warranties regarding:

• Accuracy, completeness, or timeliness of data
• Reliability of sentiment analysis results
• Correctness of stock price information
• Availability or uptime of the Service

Data may be delayed, incomplete, or inaccurate. Always verify information from official sources before making any decisions.

7. Intellectual Property Rights

7.1 Our Property

StockHark and its original content, features, and functionality are owned by StockHark and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes only.

7.3 Third-Party Content

Reddit posts and comments remain the property of their respective authors. Stock data and prices are provided by third-party APIs and are subject to their respective terms.

8. Limitation of Liability

9. Indemnification

You agree to indemnify, defend, and hold harmless StockHark, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

• Your use or misuse of the Service
• Your violation of these Terms
• Investment decisions made based on information from our Service
• Your violation of any third-party rights

10. Email Communications

By creating an account, you consent to receive:

• Transactional emails: Account setup, password resets, account changes (cannot opt out)
• Stock alert emails: Notifications about trending stocks (can opt out in settings)

You can manage email preferences in your account settings or use the unsubscribe link in alert emails.

11. Account Termination

11.1 Your Right to Delete

You may delete your account at any time from your account settings. Upon deletion:

• Your account will be permanently removed
• You will receive a confirmation email
• Historical data associated with your account will be retained in anonymized form for analytics

11.2 Our Right to Terminate

We may suspend or terminate your account if you:

• Violate these Terms of Service
• Engage in prohibited activities
• Abuse the Service or other users
• Use automated systems without permission

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by:

• Updating the "Last Updated" date
• Posting a notice on our website
• Sending an email notification for significant changes

Your continued use of the Service after changes constitutes acceptance of the modified Terms.

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where StockHark operates, without regard to conflict of law provisions.

13.2 Dispute Resolution

Any disputes shall be resolved through:

• Good faith negotiation between parties
• Mediation if negotiation fails
• Binding arbitration as a final resort

14. International Users

If you access StockHark from outside the United States:

• You are responsible for compliance with local laws
• Your data may be transferred to and processed in the United States
• You consent to such data transfers
• EU/UK users have specific rights under GDPR (see Privacy Policy)

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact Information

For questions about these Terms, please contact us at: